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••• TERNAY AVENUE, Scotch Plains, NJ
Union County · Sheriff sale · 1S F S 1AG · built 1970
●Data quality 10/10
AI deal analyst
Reads every public number on this sale and your state's rules
AI can be wrong. Not legal or financial advice — verify title, liens and the sale status with the county.
Equity breakdown
Equity = from nearby sales value − published debt (judgment / upset). Value = tax assessment $96,700 × 6.93 — the median sale-to-assessment multiple of 12 nearby homes that sold since 2023. Other mortgages, tax and municipal liens, HOA dues and costs are not included. Run a title search before bidding.
Nearby sales
12 sales since 2023 · NJ MOD-IV deeds| Address | Sold for | Assessed | Date | Away |
|---|---|---|---|---|
| ••• TERNAY AVE1S F 1BG | $620,000 | $87,300 | Jun 30, 2023 | 30 m |
| ••• MORSE AVE1S F O | $717,000 | $100,800 | Oct 11, 2024 | 55 m |
| ••• TERNAY AVE2S F 1AG | $138,355 | $103,100 | Aug 20, 2023 | 66 m |
| ••• MORSE AVENUE | $773,000 | $118,600 | Oct 30, 2023 | 154 m |
Property & tax records
NJ MOD-IV via NJOGIS- Assessed value
- $96,700
- Beds / baths
- —
- Living area
- —
- Annual property tax
- $11,380
- Last sale
- No arm's-length sale on file
- Year built
- 1970
- Lot size
- 0.17 acres
- Building
- 1S F S 1AG
- Property class
- 2 · Residential (1-4 family)
Deal calculator
your numbers stay on this pageSale details
- Auction date
- Dec 16, 2026
- Status
- scheduled
- Sheriff / case #
- 🔒 Pro
- Court case
- 🔒 Pro
- Parcel
- 🔒 Pro
- Plaintiff (lender)
- HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR SEQUOIA MORTGAGE TRUST 2004-6
- Plaintiff attorney
- 🔒 Pro
- Defendant (owner)
- 🔒 Pro
- Scheduled · 12/16/2026
Location
Full public record
24 fields · as published by the source🔒 Pro — every field the sheriff / sale office published (24 fields), including attorney, taxes due and status history.
How new jersey sheriff sales work
- Judicial foreclosure: the sale is run by the county sheriff after a final judgment in Superior Court (Chancery).
- The listed 'Approx. Upset' is roughly the judgment plus costs; the plaintiff usually opens bidding near it.
- Winning bidders typically pay a 20% deposit at the sale (certified funds) and the balance within about 30 days.
- Sales are frequently adjourned: the plaintiff and the defendant can each request statutory adjournments, so dates move.
- The owner has a short redemption/objection window (about 10 days) after the sale before the deed is delivered.
- Property is sold 'as is'; municipal liens, taxes and some senior liens can survive — order a title search.
- Sale dates change often; confirm the status on the official listing the day before.
- Interior inspections are almost never allowed; budget for repairs and possible occupants (eviction).
- Equity shown is an estimate from public numbers and excludes other liens, taxes, HOA and costs.
General information, not legal advice. Rules vary by county — confirm with the sheriff's office.
