Auction Jan 5
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$17,48110% equityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
••• SPRUCE STREET A/K/A 5308 SPRUCE STREET, Philadelphia, PA
Philadelphia County · Sheriff sale · 1,400 sqft · SEMI/DET 2 STY MASONRY · built 1925
●Data quality 8/10
ValueAssessed value — The value the county uses for property tax. It may differ from market value (NJ assessments are often lower).
$179,300
tax assessed
DebtJudgment — The amount a court has ruled the borrower owes the lender. Bidding often starts near it.
$161,819
judgment / upset
EquityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
AI deal analyst
Reads every public number on this sale and your state's rules
AI can be wrong. Not legal or financial advice — verify title, liens and the sale status with the county.
Equity breakdown
Debt $161,819 Assessed $179,300
Equity = tax assessed value − published debt (judgment / upset). Other mortgages, tax and municipal liens, HOA dues and costs are not included. Run a title search before bidding.
Property & tax records
Philadelphia OPA open data- OPA market value
- $179,300
- Beds / baths
- —
- Living area
- 1,400 sqft
- Annual property tax
- —
- Last sale
- No arm's-length sale on file
- Year built
- 1925
- Lot size
- 0.03 acres
- Building
- SEMI/DET 2 STY MASONRY
- Property class
- SINGLE FAMILY
Deal calculator
your numbers stay on this pageMax-bid rule70%
Equity
$17,481
10% of value
Your max bid
$93,510
70% of value − repairs
Sale details
- Auction date
- Jan 5, 2027
- Status
- scheduled · scheduled
- Sheriff / case #
- 🔒 Pro
- Court case
- 🔒 Pro
- Parcel
- 🔒 Pro
- Plaintiff (lender)
- U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE FOR VELOCITY COMMERICAL CAPITAL LOAN TRUST 2025-P2
- Plaintiff attorney
- 🔒 Pro
- Defendant (owner)
- 🔒 Pro
- Scheduled - Mortgage Foreclosure · 1/5/2027
Location
Exact map pin with Pro · Upgrade
Full public record
20 fields · as published by the source🔒 Pro — every field the sheriff / sale office published (20 fields), including attorney, taxes due and status history.
How pennsylvania sheriff sales work
- Mortgage foreclosures end in a county sheriff sale; the 'Debt Amount' is the judgment the plaintiff is owed.
- Deposits are commonly 10% of the bid (some counties set a minimum), with the balance due within a set period (often ~30 days).
- Sales are often postponed or stayed (bankruptcy, loss-mitigation), so check the status the week of the sale.
- Buyers generally take title subject to liens that are senior to the foreclosed mortgage; run a lien/title search.
- Sale dates change often; confirm the status on the official listing the day before.
- Interior inspections are almost never allowed; budget for repairs and possible occupants (eviction).
- Equity shown is an estimate from public numbers and excludes other liens, taxes, HOA and costs.
General information, not legal advice. Rules vary by county — confirm with the sheriff's office.
