Auction Dec 1Adjourned / postponed
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$293,048debt exceeds assessment
••• NORTH SMEDLEY STREET AKA 3525 NORTH SMEDLEY STREET, Philadelphia, PA
Philadelphia County · Sheriff sale · 5,450 sqft · IND SHOP MASONRY · built 1932
●Data quality 9/10
ValueAssessed value — The value the county uses for property tax. It may differ from market value (NJ assessments are often lower).
$216,000
tax assessed
DebtJudgment — The amount a court has ruled the borrower owes the lender. Bidding often starts near it.
$293,048
judgment / upset
EquityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
AI deal analyst
Reads every public number on this sale and your state's rules
AI can be wrong. Not legal or financial advice — verify title, liens and the sale status with the county.
Equity breakdown
Debt $293,048 Assessed $216,000
Equity = tax assessed value − published debt (judgment / upset). Other mortgages, tax and municipal liens, HOA dues and costs are not included. Run a title search before bidding.
Property & tax records
Philadelphia OPA open data- OPA market value
- $216,000
- Beds / baths
- —
- Living area
- 5,450 sqft
- Annual property tax
- —
- Last sale
- $45,000 · May 4, 2018
- Year built
- 1932
- Lot size
- 0.09 acres
- Building
- IND SHOP MASONRY
- Property class
- INDUSTRIAL
Deal calculator
your numbers stay on this pageMax-bid rule70%
Equity
-$77,048
-36% of value
Your max bid
$112,200
above the $13,500 minimum ✓
Sale details
- Auction date
- Dec 1, 2026
- Status
- postponed · postponed
- Sheriff / case #
- 🔒 Pro
- Court case
- 🔒 Pro
- Parcel
- 🔒 Pro
- Plaintiff (lender)
- U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE FOR VELOCITY COMMERCIAL CAPITAL LOAN TRUST 2023-2
- Plaintiff attorney
- 🔒 Pro
- Defendant (owner)
- 🔒 Pro
- Postponed · 12/1/2026
- Scheduled - Mortgage Foreclosure · 9/1/2026
Location
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Full public record
21 fields · as published by the source🔒 Pro — every field the sheriff / sale office published (21 fields), including attorney, taxes due and status history.
How pennsylvania sheriff sales work
- Mortgage foreclosures end in a county sheriff sale; the 'Debt Amount' is the judgment the plaintiff is owed.
- Deposits are commonly 10% of the bid (some counties set a minimum), with the balance due within a set period (often ~30 days).
- Sales are often postponed or stayed (bankruptcy, loss-mitigation), so check the status the week of the sale.
- Buyers generally take title subject to liens that are senior to the foreclosed mortgage; run a lien/title search.
- Sale dates change often; confirm the status on the official listing the day before.
- Interior inspections are almost never allowed; budget for repairs and possible occupants (eviction).
- Equity shown is an estimate from public numbers and excludes other liens, taxes, HOA and costs.
General information, not legal advice. Rules vary by county — confirm with the sheriff's office.
