Auction Jan 5
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$664,368debt exceeds value
•••34 NORTH 5TH STREET, Newark, NJ
Essex County · Sheriff sale · built 2008
●Data quality 9/10
ValueAssessed value — The value the county uses for property tax. It may differ from market value (NJ assessments are often lower).
$663,000
from nearby sales
DebtJudgment — The amount a court has ruled the borrower owes the lender. Bidding often starts near it.
$664,368
judgment / upset
EquityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
AI deal analyst
Reads every public number on this sale and your state's rules
AI can be wrong. Not legal or financial advice — verify title, liens and the sale status with the county.
Equity breakdown
Debt $664,368 Value $663,000
Equity = from nearby sales value − published debt (judgment / upset). Value = tax assessment $261,900 × 2.53 — the median sale-to-assessment multiple of 12 nearby homes that sold since 2023. Other mortgages, tax and municipal liens, HOA dues and costs are not included. Run a title search before bidding.
Nearby sales
12 sales since 2023 · NJ MOD-IV deedsMedian sale
$495,000
Range
$350K – $875K
Sale ÷ assessment
× 2.53
| Address | Sold for | Assessed | Date | Away |
|---|---|---|---|---|
| ••• 5TH ST2SF | $390,000 | $104,700 | Mar 20, 2024 | 27 m |
| ••• DICKERSON ST2SF | $385,000 | $193,800 | Mar 20, 2024 | 53 m |
| ••• 3RD ST | $375,000 | $154,500 | Jul 26, 2024 | 144 m |
| ••• 3RD ST | $585,000 | $316,000 | Dec 6, 2024 | 146 m |
— all 12 nearby sales with full addresses.
Property & tax records
NJ MOD-IV via NJOGIS- Assessed value
- $261,900
- Beds / baths
- —
- Living area
- —
- Annual property tax
- $9,960
- Last sale
- $470,000 · Jun 22, 2009
- Year built
- 2008
- Lot size
- 0.09 acres
- Building
- —
- Property class
- 2 · Residential (1-4 family)
Deal calculator
your numbers stay on this pageMax-bid rule70%
Equity
-$1,368
0% of value
Your max bid
$424,100
70% of value − repairs
Sale details
- Auction date
- Jan 5, 2027
- Status
- scheduled
- Sheriff / case #
- Court case
- Parcel
- Plaintiff (lender)
- WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE OF THE ASPEN INCOME TRUST, A DELAWARE STATUTORY TRUST
- Plaintiff attorney
- Defendant (owner)
Sheriff's note (taxes, utilities due)
- Scheduled · 10/27/2026
- Adjourned Defendant · 11/24/2026
- Adjourned Defendant · 12/22/2026
- Adjourned Sheriff
Location
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Full public record
24 fields · as published by the sourceHow new jersey sheriff sales work
- Judicial foreclosure: the sale is run by the county sheriff after a final judgment in Superior Court (Chancery).
- The listed 'Approx. Upset' is roughly the judgment plus costs; the plaintiff usually opens bidding near it.
- Winning bidders typically pay a 20% deposit at the sale (certified funds) and the balance within about 30 days.
- Sales are frequently adjourned: the plaintiff and the defendant can each request statutory adjournments, so dates move.
- The owner has a short redemption/objection window (about 10 days) after the sale before the deed is delivered.
- Property is sold 'as is'; municipal liens, taxes and some senior liens can survive — order a title search.
- Sale dates change often; confirm the status on the official listing the day before.
- Interior inspections are almost never allowed; budget for repairs and possible occupants (eviction).
- Equity shown is an estimate from public numbers and excludes other liens, taxes, HOA and costs.
General information, not legal advice. Rules vary by county — confirm with the sheriff's office.
