Auction Feb 2
Pro shows the street photos sharp, plus the house-level and block aerials. Upgrade
$435,04047% equityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
••• HIGHLAND AVENUE, Montclair, NJ
Essex County · Sheriff sale · built 1924
●Data quality 9/10
ValueAssessed value — The value the county uses for property tax. It may differ from market value (NJ assessments are often lower).
$923,000
from nearby sales
DebtJudgment — The amount a court has ruled the borrower owes the lender. Bidding often starts near it.
$487,960
judgment / upset
EquityEquity — Market value minus the debt being foreclosed. Positive equity is the potential profit before costs.
AI deal analyst
Reads every public number on this sale and your state's rules
AI can be wrong. Not legal or financial advice — verify title, liens and the sale status with the county.
Equity breakdown
Debt $487,960 Value $923,000
Equity = from nearby sales value − published debt (judgment / upset). Value = tax assessment $603,700 × 1.53 — the median sale-to-assessment multiple of 12 nearby homes that sold since 2023. Other mortgages, tax and municipal liens, HOA dues and costs are not included. Run a title search before bidding.
Nearby sales
12 sales since 2023 · NJ MOD-IV deedsMedian sale
$850,000
Range
$278K – $1.1M
Sale ÷ assessment
× 1.53
| Address | Sold for | Assessed | Date | Away |
|---|---|---|---|---|
| ••• UP. MOUNTAIN AVE #250% CE | $925,000 | $515,700 | Feb 28, 2024 | 97 m |
| ••• MOUNTAINSIDE PARK TER | $278,234 | $516,000 | Sep 26, 2023 | 123 m |
| ••• UP. MOUNTAIN AVENUE | $999,999 | $680,700 | May 31, 2024 | 209 m |
| ••• UP. MOUNTAIN AVENUE | $1,125,000 | $683,100 | Jun 7, 2023 | 255 m |
— all 12 nearby sales with full addresses.
Property & tax records
NJ MOD-IV via NJOGIS- Assessed value
- $603,700
- Beds / baths
- —
- Living area
- —
- Annual property tax
- $20,544
- Last sale
- $650,000 · Jul 13, 2017
- Year built
- 1924
- Lot size
- —
- Building
- —
- Property class
- 2 · Residential (1-4 family)
Deal calculator
your numbers stay on this pageMax-bid rule70%
Equity
$435,040
47% of value
Your max bid
$480,100
70% of value − repairs
Sale details
- Auction date
- Feb 2, 2027
- Status
- scheduled
- Sheriff / case #
- Court case
- Parcel
- Plaintiff (lender)
- SELENE FINANCE LP
- Plaintiff attorney
- Defendant (owner)
Sheriff's note (taxes, utilities due)
- Scheduled · 12/1/2026
- Adjourned Defendant · 12/29/2026
- Adjourned Defendant · 1/26/2027
- Adjourned Sheriff · 2/2/2027
Location
Exact map pin with Pro · Upgrade
Full public record
22 fields · as published by the sourceHow new jersey sheriff sales work
- Judicial foreclosure: the sale is run by the county sheriff after a final judgment in Superior Court (Chancery).
- The listed 'Approx. Upset' is roughly the judgment plus costs; the plaintiff usually opens bidding near it.
- Winning bidders typically pay a 20% deposit at the sale (certified funds) and the balance within about 30 days.
- Sales are frequently adjourned: the plaintiff and the defendant can each request statutory adjournments, so dates move.
- The owner has a short redemption/objection window (about 10 days) after the sale before the deed is delivered.
- Property is sold 'as is'; municipal liens, taxes and some senior liens can survive — order a title search.
- Sale dates change often; confirm the status on the official listing the day before.
- Interior inspections are almost never allowed; budget for repairs and possible occupants (eviction).
- Equity shown is an estimate from public numbers and excludes other liens, taxes, HOA and costs.
General information, not legal advice. Rules vary by county — confirm with the sheriff's office.
